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Browse fha loan specialists serving Saginaw, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Saginaw, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Saginaw, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
100 N Saginaw Blvd, Saginaw, TX 76179
8172328900
World Finance
528 S Saginaw Blvd, Saginaw, TX 76179
8173065124
FHA loan specialists in Saginaw, Texas assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Texas law requires FHA loans to comply with state-specific property and homestead regulations.
What Does a FHA Loan Specialist in Saginaw Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Saginaw Texas?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards.
How long does an FHA loan approval take in Texas?
FHA loan approval in Texas typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation or property repairs are needed.
Are there Texas-specific rules for FHA loans?
Yes, Texas has homestead laws that protect primary residences from certain creditors. FHA loans in Texas also require a special property tax escrow account and compliance with state foreclosure procedures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.