Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 fha loan specialists in San Benito, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western-Shamrock Finance
259 N Sam Houston Blvd, San Benito, TX 78586
9562769850
Security Finance
160 S Sam Houston Blvd, San Benito, TX 78586
9563991811
Sun Loan Company
1220 W. Business Highway 77 Ste C, San Benito, TX 78586
9563613613
EASY SOLUTIONS for Credit Repair | Mortgage | Builder | Insurance
105 Empire Dr, San Benito, TX 78586
9566212772
Regional Finance
160 W Expy 83 Suite G, San Benito, TX 78586
9562344010
Laura Vierra with American Mortgage Loans LLC
258 S Sam Houston Blvd, San Benito, TX 78586
9566064341
Parra Loan Co
172 S Sam Houston Blvd, San Benito, TX 78586
9563612244
Toledo Finance
164 S Sam Houston Blvd, San Benito, TX 78586
9563999217
Investor Loan Services
551 N Oscar Williams Rd, San Benito, TX 78586
9563991199
Freedom Home Loans
258 S Sam Houston Blvd B, San Benito, TX 78586
9562873459
What Does a FHA Loan Specialist in San Benito Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary based on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Texas?
FHA loans in Texas require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also meet debt to income ratio limits and the property must pass an FHA appraisal. Texas law does not add extra state specific requirements beyond federal FHA rules.
How long does it take to close an FHA loan in San Benito?
The typical FHA loan closing process in Texas takes 30 to 45 days. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed from the borrower.
Can I use an FHA loan for a manufactured home in San Benito?
Yes FHA loans can be used for manufactured homes in Texas if the home meets HUD property standards. The home must be permanently affixed to a foundation and classified as real property. Local zoning laws in San Benito may also apply.