Find FHA Loan Specialists Near You in Seguin, TX
Looking for a fha loan specialist in Seguin? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 9 fha loan specialists in Seguin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Seguin, Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in the San Antonio metro area, including Seguin, due to Texas property tax rates and the Texas Homestead Act protections. A specialist can guide you through the FHA appraisal process and Texas-specific closing requirements.
What Does a FHA Loan Specialist in Seguin Cost?
Typical costs for an FHA loan specialist in Seguin, Texas include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party fees such as appraisal (around $500 to $700) and title insurance (varies by property value) also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Seguin do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and assets to determine eligibility. In Texas, they also ensure compliance with state laws regarding property taxes and homestead exemptions.
What are the FHA loan limits for Seguin Texas?
For 2024, the FHA loan limit for a single-family home in Guadalupe County is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually. Higher limits apply for duplexes and larger properties.