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Compare fha loan specialists in Springtown. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Springtown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Springtown, TX
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An FHA loan specialist in Springtown, Texas can help you navigate the Federal Housing Administration loan process. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. These specialists understand local property values and can guide you through FHA requirements for homes in Parker County.
What Does a FHA Loan Specialist in Springtown Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 0.5% to 1.0% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan terms. Closing costs in Springtown generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Springtown do?
An FHA loan specialist helps you apply for and secure an FHA-insured mortgage. They review your finances, explain FHA guidelines, and assist with paperwork specific to Texas properties. They also ensure the loan meets Texas state regulations.
What are the FHA loan limits for Springtown Texas?
For 2024, the FHA loan limit for a single-family home in Parker County is $498,257. This limit can change yearly and may be higher for multi-unit properties. A specialist can confirm the current limits for your situation.
Do I need a special license to be an FHA loan specialist in Texas?
Yes, all mortgage loan originators in Texas must hold a valid license from the Texas Department of Savings and Mortgage Lending. They also must complete continuing education courses each year to maintain their license.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.