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Find FHA Loan Specialists Near You in Texas City, TX
Browse fha loan specialists serving Texas City, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Texas City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Texas City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guarantee Loan Service
2027 10th Ave N, Texas City, TX 77590
4099457888
Security Finance
2813 Palmer Hwy, Texas City, TX 77590
4099454252
FHA loan specialists in Texas City Texas help homebuyers secure Federal Housing Administration insured mortgages. These loans are popular in the Galveston County area due to lower down payment requirements and flexible credit standards. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Texas City Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Closing costs in Texas City average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Texas City?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set additional requirements.
Are there Texas specific limits for FHA loans in Texas City?
Yes, FHA loan limits vary by county. For Texas City in Galveston County, the 2025 single family home limit is typically around $498,000. Higher limits apply for multi unit properties. Check the HUD website for current figures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.