Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 fha loan specialists in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1628 Pat Booker Rd, Universal City, TX 78148
2106595589
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148
2105660142
Regional Finance
1645 Pat Booker Rd Suite 115, Universal City, TX 78148
2105076988
Fenix Finance
1017 Pat Booker Rd B, Universal City, TX 78148
2105661867
What Does a FHA Loan Specialist in Universal City Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Universal City range from 2% to 5% of the purchase price and include appraisal fees title insurance and lender fees. Texas law requires a survey and a home inspection for most FHA loans. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Universal City Texas?
An FHA loan specialist guides you through the application process for an FHA loan. They help you understand credit score minimums, debt-to-income ratios, and required documentation. In Texas they also explain how state-specific property tax prorations and escrow accounts work.
What are the FHA loan limits for Universal City Texas?
FHA loan limits for Universal City follow Bexar County guidelines. For 2025 the single-family home limit is typically around $498,257 for low-cost areas and higher for high-cost areas. A specialist can confirm the exact limit for your desired property.