Compare FHA Loan Specialists in Wylie, TX
Looking for a fha loan specialist in Wylie? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 3 fha loan specialists in Wylie, TX
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An FHA loan specialist in Wylie, Texas can help you navigate the process of obtaining a government-backed mortgage. Texas law requires specific disclosures for FHA loans, including the Texas Home Equity Disclosure if applicable. Local specialists understand the Wylie real estate market and can guide you through FHA credit score and down payment requirements.
What Does a FHA Loan Specialist in Wylie Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Closing costs in Texas generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Wylie Texas?
FHA loans in Wylie require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards. Texas law does not impose additional state-specific FHA requirements beyond federal guidelines.
How do I find an FHA loan specialist near Wylie?
You can search for FHA-approved lenders in Wylie through the U.S. Department of Housing and Urban Development lender list. Local mortgage brokers and banks in Collin County often have specialists familiar with Texas property laws. It is important to verify the lender is approved by HUD to originate FHA loans.
What is the FHA loan limit for Wylie Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Collin County, which includes Wylie, is set at $498,257. This limit applies to standard FHA loans and adjusts annually based on median home prices. Higher limits may apply for duplexes or multi-unit properties.