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Looking for a fha loan specialist in Cedar City? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Cedar City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 fha loan specialists in Cedar City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coal Creek Mortgage, Cedar City UT
337 S Main St #210, Cedar City, UT 84720
4352638851
Dewey Warner | Intercap Lending, Inc.
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
MGM Mortgage - Cedar City
210 N 300 W STE 201, Cedar City, UT 84721
4355865655
Mark Gibson - Barrett Financial Group - Cedar City UT
3766 W 1350 N, Cedar City, UT 84721
4352386864
Guild Mortgage - Spencer Valerio
415 N Main St #202, Cedar City, UT 84721
7025961993
Tim Prindle, Loan Officer, NMLS # 217618 - MGM Mortgage
210 N 300 W STE 201, Cedar City, UT 84721
4355316796
Guild Mortgage Company
603 S Main St #4, Cedar City, UT 84720
7752000155
Tyler Rowland Intercap Lending
1760 N Main St STE 210, Cedar City, UT 84721
4355924002
Red Rock Financial of Cedar City
411 S Main St, Cedar City, UT 84720
4358674389
VIP Mortgage, Inc. | Heidi Buckley, Cedar City Branch
583 S Main St #5, Cedar City, UT 84720
7023212272
Garrett Mortgage
2202 N Main St #104, Cedar City, UT 84721
4355903685
American Pacific Mortgage (NMLS #2510421)
609 N 1450 W Ste #1, Cedar City, UT 84721
7028074329
Premier Mortgage Resources
603 S Main St #4, Cedar City, UT 84720
9288532237
Guild Mortgage - Kimberly Snow
415 N Main St #202, Cedar City, UT 84721
4356741090
Legacy Mortgage LLC
1156 S Bentley Blvd Unit 6, Cedar City, UT 84720
4354064149
Intercap Lending, Inc. | Cedar City Branch
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
Jason Griffin | Cowboy Mortgage Consultant
51 E 400 N, Cedar City, UT 84721
4355904743
Cedar Woods Financial
1115 S Main St #300, Cedar City, UT 84720
4355860063
Katie Orton - Mortgage Loan Officer - Mountain America Credit Union
410 N Main St, Cedar City, UT 84720
3855224804
Stacey Warner
1760 N Main St STE 210, Cedar City, UT 84721
4355920318
An FHA loan specialist in Cedar City Utah helps homebuyers navigate Federal Housing Administration loans which offer lower down payments and flexible credit requirements. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Cedar City real estate market and can guide you through Utah specific property eligibility rules.
What Does a FHA Loan Specialist in Cedar City Cost?
Typical costs for an FHA loan in Cedar City include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price and may include appraisal fees of 400 to 700 dollars and title insurance fees of 500 to 1500 dollars. Your specialist will provide a good faith estimate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cedar City Utah?
For 2025 the FHA loan limit for a single family home in Iron County is approximately 524225 dollars. This limit is set by the Department of Housing and Urban Development and may change annually. A specialist can confirm the current limit for your specific property type.
What credit score is needed for an FHA loan in Utah?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Utah lenders may have their own overlays so a specialist can review your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.