ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Sandy, Utah. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Sandy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 fha loan specialists in Sandy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RanLife Home Loans
9272 S 700 E, Sandy, UT 84070
8014784500
Citywide Home Loans
9785 Monroe St #200, Sandy, UT 84070
8017470200
Adam West Mortgage Team - Powered by UMortgage
11573 Oakshire Ln, Sandy, UT 84092
8017263662
Dave Ramsay - Branch Mgr. - Momentum Loans
9785 Monroe St #200, Sandy, UT 84070
8016390909
Alliance Lending Services
9730 S 700 E Ste.101, Sandy, UT 84070
8012556582
SelectRate Mortgage
10150 Centennial Pkwy Suite 120, Sandy, UT 84070
8017367776
American Home Loans
8750 Harrison St, Sandy, UT 84070
8012622221
Independent Home Loans, LLC
9557 S 700 E # 200, Sandy, UT 84070
8014213373
Joel Stice - Mortgage Loan Officer
9785 Monroe St #200, Sandy, UT 84070
8017131826
Mortgage Solutions LLC
11470 S 1320 E, Sandy, UT 84092
8019154731
Melonie Elaine Carson
11075 S State St BLDG 1 & 2, Sandy, UT 84070
8012326326
John Gonzales | South Towne Mortgage
11075 S State St Suite 1, Sandy, UT 84070
8017181626
First Rate Home Loans
7985 S 700 E, Sandy, UT 84070
8014412350
ClearPath Utah Mortgage
10168 S 2505 E, Sandy, UT 84092
8018911846
An FHA loan specialist in Sandy Utah helps homebuyers navigate the Federal Housing Administration loan process. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Sandy residents benefit from local specialists who understand the Wasatch Front housing market and can guide you through FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium.
What Does a FHA Loan Specialist in Sandy Cost?
Typical costs for an FHA loan in Utah include an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on the loan term and loan-to-value ratio. Closing costs in Sandy Utah generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Sandy Utah in 2025?
For 2025, the FHA loan limit for a single-family home in Salt Lake County which includes Sandy is $498,257. This amount may be higher for duplexes triplexes or fourplex properties. Limits are set annually by the Department of Housing and Urban Development.
Do I need a specific credit score for an FHA loan in Utah?
FHA loans typically require a minimum credit score of 580 for the 3.5 percent down payment option. If your credit score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Utah lenders may have their own overlays so requirements can vary.
What documents do I need to apply for an FHA loan in Sandy Utah?
You will need recent pay stubs W-2 forms from the last two years federal tax returns bank statements and a valid government ID. Self-employed borrowers must also provide profit and loss statements. Your FHA loan specialist will guide you through the full list.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Sandy who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.