Find FHA Loan Specialists Near You in Barre, VT
Directory of fha loan specialists in Barre, Vermont. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Vermont before hiring.
Showing 10 fha loan specialists in Barre, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Barre Cost?
FHA loan specialist fees in Vermont typically range from 1 to 2 percent of the loan amount, with an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums are about 0.55 to 0.85 percent of the loan balance. Closing costs in Barre average 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Barre do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and explains Vermont-specific requirements like the mandatory home inspection for properties built before 1978.
Are FHA loans available for condos in Barre Vermont?
Yes, but the condo complex must be on the FHA approved condo list. Vermont has many older condo buildings, so your specialist can check if the property meets FHA standards before you make an offer.
What credit score is needed for an FHA loan in Vermont?
Most FHA lenders require a minimum credit score of 580 for a 3.5 percent down payment. Some Vermont lenders may accept scores as low as 500 with a 10 percent down payment, but this varies by lender.