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Compare fha loan specialists in Rutland. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Rutland, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 10 fha loan specialists in Rutland, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Family Credit Union
50 West St, Rutland, VT 05701
8882528932
Guild Mortgage - Morgan Woolf
3 Aiken Pl, Rutland, VT 05701
8023539924
Mortgage Company
3 Aiken Pl, Rutland, VT 05701
8023539924
Credit Union of Vermont: A Division of Vermont Federal Credit Union
2 S Main St, Rutland, VT 05701
8027730027
Housing Trust of Rutland County
27 Wales St Ste. 201, Rutland, VT 05701
8027753139
Greenhill Financial Partners LLC
18 S Main St, Rutland, VT 05701
8023836700
Edward Jones - Financial Advisor: Lon A Smith
82 Woodstock Ave, Rutland, VT 05701
8027735992
Wells Fargo Advisors
271 N Main St #208, Rutland, VT 05701
8027799001
Raymond Morvan
87 West St, Rutland, VT 05701
8022893004
One Day In July | Rutland, VT
734 US-4 Suite 7, Rutland, VT 05701
8028296954
An FHA loan specialist in Rutland, Vermont helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Vermont law requires all mortgage loan originators to be licensed through the Vermont Department of Financial Regulation. Rutland offers a mix of historic homes and new construction, and an FHA specialist can guide you on property eligibility and local appraisal standards.
What Does a FHA Loan Specialist in Rutland Cost?
Typical costs for an FHA loan specialist in Vermont include an origination fee of 1% to 1.75% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms and down payment. Appraisal fees in Rutland average $500 to $700. Closing costs generally total 3% to 5% of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rutland do?
An FHA loan specialist assists with FHA loan applications, pre-approval, and closing. They explain Vermont-specific requirements like property condition standards and flood zone regulations common in Rutland County.
Do I need a special license for FHA loans in Vermont?
Yes, all mortgage loan originators in Vermont must be licensed through the Vermont Department of Financial Regulation. FHA loan specialists also need to be approved by the U.S. Department of Housing and Urban Development.
What are the FHA loan limits for Rutland Vermont?
For 2024, the FHA loan limit for a single-family home in Rutland County is $498,257. This limit is set by HUD and may change annually. A specialist can confirm current limits for your specific property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.