Find FHA Loan Specialists Near You in Alexandria, VA
Browse fha loan specialists serving Alexandria, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 5 fha loan specialists in Alexandria, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Alexandria Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal title and recording fees add 3000 to 6000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Alexandria Virginia?
For 2025 the FHA loan limit for a single family home in Alexandria Virginia is $1,209,750. This high limit reflects the high cost housing market in the Washington DC area. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Virginia?
The minimum credit score for an FHA loan in Virginia is 580 with a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays above these minimums.
How long does an FHA loan closing take in Alexandria?
A typical FHA loan closing in Alexandria takes 30 to 45 days from application to settlement. Virginia law requires a 3 day right of rescission for refinances. Delays can occur due to appraisal issues or document verification.