ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Centreville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Centreville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 fha loan specialists in Centreville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
E Z Lending LLC
16200 Sunset View Trail, Centreville, VA 20120
7036903030
Marion Mortgage LLC
14637 Lee Hwy STE 103, Centreville, VA 20121
5719348000
FHA loan specialists in Centreville, Virginia help homebuyers secure Federal Housing Administration insured mortgages. These loans are popular in Northern Virginia due to lower down payment requirements and flexible credit guidelines. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.
What Does a FHA Loan Specialist in Centreville Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and loan-to-value ratio. Closing costs in Northern Virginia generally range from 2% to 5% of the purchase price. Lender origination fees, appraisal fees around $500 to $700, and title insurance costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Centreville do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They help ensure the property meets FHA minimum property standards and that the borrower qualifies under Virginia specific income and credit guidelines.
What are the FHA loan limits for Centreville Virginia?
For 2025, the FHA loan limit for a single-family home in Fairfax County which includes Centreville is $1,149,825 for high-cost areas. This limit is set by HUD and updated annually based on median home prices in the region.
Do FHA loans require a specific credit score in Virginia?
FHA loans generally require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender in Virginia may set its own overlay requirements above the FHA minimum.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Centreville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.