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Compare fha loan specialists in Danville. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Danville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 fha loan specialists in Danville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Danville, VA
2276 Franklin Turnpike suite 113, Danville, VA 24540
4348367777
Joy Wood
625 Piney Forest Rd Ste 208, Danville, VA 24540
4345482234
Curt McGuire, NMLS 86508
2276 Franklin Turnpike suite 113, Danville, VA 24540
4342513734
An FHA loan specialist in Danville, Virginia can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Danville area due to flexible credit score requirements and lower down payments. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.
What Does a FHA Loan Specialist in Danville Cost?
Typical costs for an FHA loan in Danville include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 3 to 5 percent of the purchase price, including appraisal fees of $400 to $700 and title insurance. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Danville?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Each lender in Danville sets their own overlays on top of FHA requirements.
What are the FHA loan limits for Danville Virginia?
For 2024, the FHA loan limit for a single-family home in Danville is typically the standard floor limit of $498,257. This amount can change annually based on the local median home price. Your specialist can confirm the current limit for your specific property type.
How long does an FHA loan closing take in Virginia?
A typical FHA loan closing in Danville takes 30 to 45 days from application to closing. Virginia law requires a three-day right of rescission period after signing the loan documents. Delays can occur if additional appraisals or documentation are needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.