ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Forest. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Forest, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 5 fha loan specialists in Forest, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of the James Mortgage
17000 Forest Rd # B, Forest, VA 24551
4345348090
Daniel Castagna at Nation One Mortgage
201 Enterprise Dr Suite B, Forest, VA 24551
4343336644
Drew Jaeger - Mortgage Broker
15115 Forest Rd, Forest, VA 24551
4344202593
T Y Mortgage LLC
15115 Forest Rd, Forest, VA 24551
4345348878
Kristin Hunley Armbrust
15115 Forest Rd, Forest, VA 24551
4342587808
FHA loan specialists in Forest, Virginia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission.
What Does a FHA Loan Specialist in Forest Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 1.05 percent. Closing costs usually range from 2 percent to 5 percent of the purchase price. For a $300,000 home, expect total closing costs between $6,000 and $15,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Forest Virginia?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards. Virginia specific rules may require additional disclosures for first-time homebuyers.
How do I find an FHA loan specialist in Forest Virginia?
You can search for FHA approved lenders through the U.S. Department of Housing and Urban Development website. Many local banks and mortgage companies in Forest offer FHA loans. Verify that the loan officer holds a valid Virginia mortgage lender license.
What is the FHA loan limit for Forest Virginia in 2025?
For 2025, the FHA loan limit for a single-family home in Bedford County, which includes Forest, is typically around $498,257. This amount may change annually based on median home prices. Check with a specialist for the current limit.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Forest who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.