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Directory of fha loan specialists in Herndon, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Herndon, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 5 fha loan specialists in Herndon, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Herndon Virginia can guide you through the process of obtaining a federally insured mortgage. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission. Herndon residents often work with specialists who understand local property values and Northern Virginia market conditions.
What Does a FHA Loan Specialist in Herndon Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Origination fees from lenders usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Herndon average between $500 and $700. Third-party costs such as title insurance and recording fees add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Herndon do?
An FHA loan specialist helps you determine your eligibility for an FHA loan and assists with the application process. They review your credit history, income documents, and property details to ensure compliance with HUD guidelines. In Virginia, they must also verify that the property meets FHA minimum property standards.
What are the FHA loan limits for Herndon Virginia in 2025?
For 2025, the FHA loan limit for a single-family home in Fairfax County which includes Herndon is $1,149,825. This high limit reflects the elevated home prices in the Washington DC metropolitan area. Limits may vary for two-unit or multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.