Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 fha loan specialists in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luper Team Mortgage- NMLS#1229598
105 Hexham Dr, Lynchburg, VA 24502
4342213823
OverDrive Mortgage - TJ Kuczewski: Mortgage Lender
3831 Old Forest Rd Suite 6 - 12, Lynchburg, VA 24501
4342267688
Atlantic Bay Mortgage Group - Lynchburg, VA
100 Northwynd Cir A, Lynchburg, VA 24502
4343386238
Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans
107 Tradewynd Dr Suite A, Lynchburg, VA 24502
4342216361
ALCOVA Mortgage | Lynchburg, VA
1313A Enterprise Dr, Lynchburg, VA 24502
4342583549
The Loan Maven Team: Jessica Collins
107 Tradewynd Dr Ste A Rm 102, Lynchburg, VA 24502
4346650086
Blue Ridge Mortgage
916 Main St #400, Lynchburg, VA 24504
4348461300
Brad Baker Mortgage Lender New American Funding
20715 Timberlake Rd Suite 103, Lynchburg, VA 24502
4342197028
Sophie Lovell - Edge Home Finance
111A Tradewynd Dr Suite A, Lynchburg, VA 24502
4345460614
Diversified Mortgage Brokers
100 Copley Pl suite d, Lynchburg, VA 24502
4342373143
Revolution Mortgage
18447 Forest Rd Suite B, Lynchburg, VA 24502
4343790001
Kevin Filiberto - Loan Officer
105 Hexham Dr, Lynchburg, VA 24502
4349512269
Brady Shorey
105 Hexham Dr, Lynchburg, VA 24502
4349511387
Mortgage Equity Team LLC
4100 Fort Ave, Lynchburg, VA 24502
4348463268
Integrity Home Mortgage Corporation
114A Northwynd Cir, Lynchburg, VA 24502
4349447668
What Does a FHA Loan Specialist in Lynchburg Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan terms. Closing costs in Lynchburg usually range from 2% to 5% of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lynchburg Virginia?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a loan, and submit a complete application. They also explain Virginia-specific rules such as property condition standards and maximum loan limits for the Lynchburg area.
What are the FHA loan limits for Lynchburg Virginia in 2025?
For 2025 the FHA loan limit for a single-family home in Lynchburg is typically around $498,257 for low-cost areas and higher for high-cost areas. These limits are set by HUD and apply to mortgages insured by the FHA in Virginia.
How long does it take to get an FHA loan in Virginia?
The typical FHA loan process in Virginia takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload, appraisal scheduling, and the borrower's documentation readiness.