Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 fha loan specialists in Mechanicsville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tori McConnell Mortgage Team
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8143304221
Emily Young
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8043146156
Valerie Holbrook
9464 Chamberlayne Rd # 101, Mechanicsville, VA 23116
8045103425
April Lee
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8773141499
1st Call Mortgage
8339 Wetherden Dr, Mechanicsville, VA 23111
8043864014
Christopher Watson
9097 Atlee Station Rd #100, Mechanicsville, VA 23116
8042670542
United Financial Mortgage, LLC
6955 Henrietta Ct, Mechanicsville, VA 23111
8048141168
Movement Mortgage
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8773141499
What Does a FHA Loan Specialist in Mechanicsville Cost?
Typical costs for FHA loan specialist services in Virginia include an origination fee of 1% to 1.5% of the loan amount. Closing costs usually range from 3% to 5% of the purchase price. The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual MIP varies. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Mechanicsville Virginia?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They help you meet Virginia-specific requirements such as property condition standards and local appraisal rules.
Are FHA loans available for all property types in Mechanicsville?
FHA loans are available for single-family homes, condos, and some multi-unit properties. In Virginia, the property must meet HUD safety and livability standards. Condos must be on the FHA-approved list.
What are the FHA loan limits for Mechanicsville Virginia?
FHA loan limits vary by county. For Hanover County, which includes Mechanicsville, the 2024 limit for a single-family home is typically around $498,257. Check with a specialist for current limits.