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Compare fha loan specialists in Midlothian. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 fha loan specialists in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
8048588300
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
9252424400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
8043627600
Jackson Brower - First Heritage Mortgage
1 Park W Cir Suite 300, Midlothian, VA 23114
5713404544
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
8046146515
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
8047043339
William L Woodfin III at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Ryan Weiderhold -- Mortgage Loan Officer- Guild Mortgage
14321 Winter Breeze Dr Suite 114, Midlothian, VA 23113
8048141001
Greg Arroyo at Prosperity Home Mortgage - Midlothian
2931 Polo Pkwy, Midlothian, VA 23113
8772751762
Sharon Boyd at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
4344663289
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
3012549547
Tiffani Norris Senior Mortgage Loan Officer
13305 Midlothian Turnpike, Midlothian, VA 23113
8043061115
Mike Layton Senior Loan Officer: TowneBank Mortgage
13305 Midlothian Tpke, Midlothian, VA 23113
8046156252
Marianne Weddington Senior Loan Officer
13305 Midlothian Tpke, Midlothian, VA 23113
8043992666
FHA loan specialists in Midlothian, Virginia help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular in Virginia due to lower down payment requirements and flexible credit guidelines. Local specialists understand Virginia specific property tax laws and regional housing market conditions in Chesterfield County.
What Does a FHA Loan Specialist in Midlothian Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Closing costs in Midlothian usually range from 2 to 5 percent of the purchase price. These costs vary by lender, loan amount, and borrower credit profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum down payment requirements for an FHA loan in Virginia?
The standard FHA loan down payment is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Virginia law does not add additional down payment requirements beyond FHA guidelines.
Are there any Virginia specific rules for FHA loan inspections?
FHA loans require an appraisal and property inspection that meets HUD minimum property standards. In Virginia, the inspection must also comply with state specific regulations for termite and pest inspections. Specialists in Midlothian can guide you through these combined requirements.
How long does the FHA loan process take in Midlothian Virginia?
The typical FHA loan process in Virginia takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs to meet FHA standards. Local specialists can help expedite the process by working with Virginia approved appraisers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.