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Browse fha loan specialists serving Norfolk, Virginia. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Norfolk, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 10 fha loan specialists in Norfolk, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Towne Mortgage
3 Commercial Pl Suite 1440, Norfolk, VA 23510
7574916300
RW Towne Mortgage
3 Commercial Pl Suite 1410, Norfolk, VA 23510
7576875088
Matt Frano Loan Officer at Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510
7573191024
John Frankos at Coastal Towne Mortgage - NMLS#: 766975
3 Commercial Pl Suite 1450, Norfolk, VA 23510
7576507575
Temple Mortgage LLC NMLS 218997
440 Monticello Ave Suite 1850, Norfolk, VA 23510
7575676700
Paul Venable with TowneBank Mortgage
1006 Colley Ave, Norfolk, VA 23507
7574395186
Gus Lindstrom Loan Officer with Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510
7579518930
Bobby Ashburner Loan Officer with Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510
7576525851
Tier 1 home Loans, Inc.
500 E Main St #1600-93, Norfolk, VA 23510
7577975201
Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510
7573218074
An FHA loan specialist in Norfolk Virginia helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require a lower down payment, and Virginia law requires lenders to provide specific disclosures about loan terms and costs. Working with a local specialist can help you understand Norfolk real estate market conditions and Virginia specific closing procedures.
What Does a FHA Loan Specialist in Norfolk Cost?
Typical costs for an FHA loan specialist in Norfolk Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Norfolk average $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Norfolk Virginia?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Each lender in Virginia sets its own overlays, so requirements can vary.
What are the FHA loan limits for Norfolk Virginia in 2025?
For 2025, the FHA loan limit for a single family home in Norfolk Virginia is $524,225 for most areas. Higher limits apply in high cost areas of the state. These limits are set annually by the Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.