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Looking for a fha loan specialist in Radford? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Radford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 7 fha loan specialists in Radford, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
616 W Main St A, Radford, VA 24141
5406399711
Virginia Credit Union
6103 Fulk Dr Apt C, Radford, VA 24141
8006668811
First NRV Federal Credit Union
900 W Main St, Radford, VA 24141
5406390885
Truist
1201 E Main St, Radford, VA 24141
5406335401
RealFi Home Funding Corp.
325 W Main St, Radford, VA 24141
5406335626
New River Valley Loan Office - The Bank of Marion
220 W Main St, Radford, VA 24141
5407441005
Daniel Caton - Mortgage Banker
331 W Main St ste b, Radford, VA 24141
3043089717
FHA loan specialists in Radford, Virginia help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in the New River Valley region due to Virginia's moderate home prices and first-time buyer programs. Specialists guide clients through Virginia-specific appraisal rules and FHA loan limits, which vary by county.
What Does a FHA Loan Specialist in Radford Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual MIP of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in the Radford area range from 2 to 5 percent of the purchase price, covering appraisal, title search, and lender fees. These figures are general estimates, and actual costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Radford Virginia?
For 2025, the FHA loan limit for a single-family home in Radford City is $524,225. This amount is set by the Department of Housing and Urban Development and may change annually. Higher limits apply for multi-unit properties.
What is the minimum down payment for an FHA loan in Virginia?
The minimum down payment for an FHA loan in Virginia is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment. Virginia law does not add extra down payment requirements.
Are there Virginia-specific requirements for FHA loans?
Virginia law requires all FHA loans to include a property disclosure about flood zones and lead-based paint if the home was built before 1978. The state also mandates a home inspection by a licensed Virginia inspector. No additional state-level credit or income rules apply beyond federal FHA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.