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Find FHA Loan Specialists Near You in Sterling, VA

Looking for a fha loan specialist in Sterling? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Sterling, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 fha loan specialists in Sterling, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SN Mortgage Company
21430 Cedar Dr Unit 200, Sterling, VA 20164
7038801840
Oakstreet Mortgage LLC
21351 Gentry Dr STE 270, Sterling, VA 20166
7035375101
Truist Mortgage-Don Crabtree Doctor Mortgage Specialist
46175 Westlake Dr #350, Sterling, VA 20165
5712155457
Andrew Y Ahn - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
5712750691
Richard William Munch - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
7035073657
Richard A Munch - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
7032224466
Kevin O'Connor - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
7034446402
Alex T Le - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
7033286258

FHA loan specialists in Sterling Virginia help borrowers secure government backed mortgages with low down payments. Virginia law requires all loan originators to be licensed through the State Corporation Commission. Local specialists understand the Northern Virginia housing market and can guide you through FHA requirements for Loudoun County properties.

What Does a FHA Loan Specialist in Sterling Cost?

Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Sterling usually range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans in the area are typically $500 to $700. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Sterling Virginia in 2025?
For 2025 the FHA loan limit for a single family home in Loudoun County is $1,149,825. This high limit reflects the elevated home prices in the Sterling area. Borrowers can use this limit for both purchase and refinance loans.
Do I need a Virginia specific license to be an FHA loan specialist?
Yes all FHA loan specialists in Virginia must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete Virginia specific education and pass a state background check. You can verify a license on the NMLS Consumer Access website.