Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 fha loan specialists in Suffolk, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kristen Smith with TowneBank Mortgage
5806 Harbour View Blvd Suite 100, Suffolk, VA 23435
7576519099
Vickie Ashton Loan Officer with RW Towne Mortgage
5806 Harbour View Blvd #101, Suffolk, VA 23435
7574722678
Fran Weaver with TowneBank Mortgage
3100 Godwin Blvd, Suffolk, VA 23434
7578795002
New American Funding - Anthony VanDyke
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
7573383432
Deb Bruno Loan Officer with RW Towne Mortgage
5806 Harbour View Blvd, Suffolk, VA 23435
7578210131
Hard Money Lenders Suffolk VA
112 W Washington St, Suffolk, VA 23434
7572803516
New American Funding- Suffolk
425 W Washington St Suite 4 Office 219, Suffolk, VA 23434
7572105793
Commercial Real Estate Mortgage Loans Suffolk VA
215 Chestnut St # C, Suffolk, VA 23434
2762086450
What Does a FHA Loan Specialist in Suffolk Cost?
Typical costs for an FHA loan specialist in Virginia include an origination fee usually 1 percent of the loan amount, plus third-party fees for appraisal (around $500 to $700), credit report ($30 to $50), and title services ($800 to $1,200). Closing costs in Suffolk generally range from 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Suffolk Virginia?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Virginia lenders may have their own overlays requiring higher scores.
What is the FHA loan limit for Suffolk Virginia in 2025?
For 2025 the FHA loan limit for a single-family home in Suffolk Virginia is $498,257. This amount is set by the U.S. Department of Housing and Urban Development and applies to Suffolk which is part of the Virginia Beach-Norfolk-Newport News metropolitan area.
Do FHA loans in Virginia require mortgage insurance?
Yes FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies from 0.15 to 0.75 percent depending on loan term and loan-to-value ratio. Virginia law does not change these federal requirements.