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Looking for a fha loan specialist in Vinton? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Vinton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 4 fha loan specialists in Vinton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Vinton, VA
1028 E Washington Ave, Vinton, VA 24179
5406914004
HomeTrust Bank - Vinton
201 S Pollard St, Vinton, VA 24179
5408537010
Will Blaylock - Alcova Mortgage - NMLS #1642964
1028 E Washington Ave, Vinton, VA 24179
5403398569
Truist
210 E Washington Ave, Vinton, VA 24179
5407956101
What Does a FHA Loan Specialist in Vinton Cost?
Typical costs for an FHA loan specialist in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees in Vinton generally range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal, title search, and credit report fees add between $500 and $1,200. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Vinton, Virginia?
For 2025, the FHA loan limit for a single-family home in Vinton is $498,257. This limit applies to Bedford County, which is part of the Roanoke metropolitan area. Limits are updated annually by HUD.
What credit score is needed for an FHA loan in Vinton?
Most FHA lenders in Vinton require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lender requirements may be higher.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.