Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 12 fha loan specialists in Woodbridge, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
3302 Old Bridge Rd #5262, Woodbridge, VA 22192
7038898884
FitzGerald Financial Group
4008 Genesee Pl Unit 101, Woodbridge, VA 22192
7035655626
Samuel Ary with American Financial Network, Inc.
4565 Daisy Reid Ave Unit 128, Woodbridge, VA 22192
7033433491
Keystone Funding, Inc.
2700 Neabsco Common Pl Suite #101, Woodbridge, VA 22192
5712593431
Commercial Lending USA
13000 Harbor Dr Suite 228D, Woodbridge, VA 22192
5715446600
Rhonda MacGill Mortgage Loan Officer with FitzGerald Financial Group
4008 Genesee Pl, Woodbridge, VA 22192
7033074169
Tom Halfpap with FitzGerald Financial Group
4008 Genesee Pl, Woodbridge, VA 22192
2027166052
Eric Setash with FitzGerald Financial Group
4008 Genesee Pl Unit 101, Woodbridge, VA 22192
7036259805
Embrace Home Loans - Woodbridge, VA
4565 Daisy Reid Ave Unit 212, Woodbridge, VA 22192
7037761510
Grace Mortgage
1364 Old Bridge Rd Unit 101, Woodbridge, VA 22192
7034975805
First Heritage Mortgage, LLC - Woodbridge
4500 Pond Way Ste 100, Woodbridge, VA 22192
5713633226
Mortgage, Bank of America
2611 Prince William Pkwy, Woodbridge, VA 22192
7034203285
What Does a FHA Loan Specialist in Woodbridge Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Woodbridge generally range from 2% to 5% of the purchase price, including appraisal fees ($400-$700), title insurance, and lender origination fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Woodbridge?
The FHA requires a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Virginia lenders may have overlays requiring higher scores.
Are there income limits for FHA loans in Woodbridge Virginia?
Yes, FHA loans have income limits based on area median income. For Prince William County in 2024, the limit for a one-unit property is approximately $115,000 for a low-income designation. These limits are updated annually by HUD.
What is the maximum loan amount for an FHA loan in Woodbridge?
The FHA loan limit for a single-family home in Prince William County for 2024 is $1,149,825. This amount is set by HUD and varies by county. Higher limits apply for multi-unit properties.