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Looking for a fha loan specialist in Centralia? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Centralia, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 7 fha loan specialists in Centralia, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding, Inc.
1616 S Gold St Suite 6, Centralia, WA 98531
3603304037
Guild Mortgage Company
601 W Main St, Centralia, WA 98531
3603304464
WaFd Bank
110 N Pearl St, Centralia, WA 98531
3607367616
Guild Mortgage - Travis Wentworth
601 W Main St, Centralia, WA 98531
3603304464
Mortgage One Northwest, Inc
1112 View Ave, Centralia, WA 98531
3606695458
Peak Credit Union
Inside Safeway, 1129 Harrison Ave, Centralia, WA 98531
8002583115
Andy Millet - Mortgage One Northwest - NMLS#2602671
1112 View Ave Office A, Centralia, WA 98531
3605202696
An FHA loan specialist in Centralia, Washington can guide you through the process of securing a government-backed mortgage. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local specialists understand the unique housing market in Lewis County and can help you meet FHA property standards.
What Does a FHA Loan Specialist in Centralia Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Appraisal fees in Centralia are usually $500 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Centralia do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also explain Washington-specific requirements like the state funded down payment assistance programs.
What are the FHA loan limits for Lewis County Washington?
For 2024, the FHA loan limit for a single-family home in Lewis County is $498,257. This limit applies to most areas in Centralia. Higher limits may apply for duplexes or triplexes.
Do I need a special license to work with an FHA loan specialist in Washington?
Yes, all mortgage loan originators in Washington must hold a valid license from the Department of Financial Institutions. You can verify a specialist license on the NMLS Consumer Access website. This ensures they meet state training and background check requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.