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Browse fha loan specialists serving Cheney, Washington. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cheney, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 fha loan specialists in Cheney, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cheney Federal Credit Union
520 1st St, Cheney, WA 99004
5092356533
Stone Ridge Home Loans, PLLC
9615 W Melville Rd, Cheney, WA 99004
5099937368
FHA loan specialists in Cheney, Washington help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Cheney residents often use FHA loans for homes in Spokane County, where median home prices remain accessible for first-time buyers.
What Does a FHA Loan Specialist in Cheney Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount and a 1.75 percent upfront mortgage insurance premium. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs like appraisal and title fees add 500 to 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cheney do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you understand FHA requirements, including the 3.5 percent minimum down payment and the mandatory mortgage insurance premium. They also ensure your loan meets Washington state lending regulations.
What are the FHA loan limits for Cheney Washington?
For 2025, the FHA loan limit for a single-family home in Spokane County is 498,257 dollars. This limit applies to Cheney as part of the Spokane metropolitan area. Limits may change annually based on local median home prices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.