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Browse fha loan specialists serving Covington, Washington. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Covington, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Covington, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Lombardo at Cornerstone Home Lending | NMLS# 246774
27116 167th Pl SE Suite 104, Covington, WA 98042
2063965773
Aaron Pilger At Priority Home Lending | NMLS 955383
27116 167th Pl SE Suite 104, Covington, WA 98042
4252432504
Cornerstone Home Lending
27116 167th Pl SE Suite 104, Covington, WA 98042
2536424068
FHA loan specialists in Covington, Washington help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Covington residents often use FHA loans to purchase single-family homes or condos in King County.
What Does a FHA Loan Specialist in Covington Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.55 to 0.85 percent. Closing costs in King County generally range from 2 to 5 percent of the purchase price, covering appraisal, title insurance, and lender fees. These costs vary by lender, property type, and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Covington Washington?
For 2025, the FHA loan limit for King County, including Covington, is $1,149,825 for a single-family home. This higher limit reflects the area as a high-cost region. Limits are set annually by the Department of Housing and Urban Development.
What documents do I need for an FHA loan in Washington?
You will need recent pay stubs, W-2 forms, tax returns from the past two years, bank statements, and a valid government ID. Washington lenders also require a signed authorization to verify your employment and credit history.
How long does the FHA loan process take in Covington?
The typical FHA loan process in Washington takes 30 to 45 days from application to closing. Delays can occur if additional property inspections or appraisals are needed. Your loan officer will provide a timeline estimate based on your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.