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Find FHA Loan Specialists Near You in Ellensburg, WA
Looking for a fha loan specialist in Ellensburg? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Ellensburg, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 fha loan specialists in Ellensburg, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cornerstone Home Lending
1206 N Dolarway Rd #112, Ellensburg, WA 98926
5099623008
Evergreen Home Loans Ellensburg NMLS 1391360
1206 N Dolarway Rd #206, Ellensburg, WA 98926
5099255800
FHA loan specialists in Ellensburg Washington help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Ellensburg residents often use FHA loans for homes in Kittitas County where median home prices are below state averages.
What Does a FHA Loan Specialist in Ellensburg Cost?
Typical costs for FHA loan services in Washington include an origination fee of 0.5 to 1.5 percent of the loan amount plus third-party fees for appraisal credit report and title insurance. Closing costs generally range from 3 to 6 percent of the purchase price. The upfront mortgage insurance premium is 1.75 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ellensburg Washington in 2025?
For 2025 the FHA loan limit for a single-family home in Kittitas County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans require private mortgage insurance in Washington?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual MIP that varies based on loan term and loan-to-value ratio.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.