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Browse fha loan specialists serving Elma, Washington. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Elma, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Elma, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Wendy DeBorde
116 S 5th St, Elma, WA 98541
3608614230
Guild Mortgage - Jennifer Maestas
116 S 5th St, Elma, WA 98541
3608614227
Guild Mortgage Company
116 S 5th St, Elma, WA 98541
3608614043
An FHA loan specialist in Elma, Washington can guide you through the process of securing a government-backed mortgage. These loans are popular in Grays Harbor County for their low down payment options. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions, ensuring they meet professional standards.
What Does a FHA Loan Specialist in Elma Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.55% to 1.05%. Lender origination fees usually range from 0.5% to 1.0% of the loan. Appraisal fees in Elma are around $500 to $700. Costs vary by lender and your specific loan details. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Elma do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and complete the application process. They work with lenders to find a loan that fits your financial situation. In Washington, they must follow state licensing rules and federal FHA guidelines.
What are the FHA loan limits for Elma Washington?
FHA loan limits for Elma are based on Grays Harbor County. For 2024, the standard limit for a single-family home is $498,257. Higher limits may apply for multi-unit properties. Your specialist can confirm the exact amount for your situation.
Do I need a special license to be an FHA loan specialist in Washington?
Yes, all mortgage loan originators in Washington must hold a valid license from the Department of Financial Institutions. They also need to complete continuing education each year. This ensures they know current FHA rules and Washington lending laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.