An FHA loan specialist in Ephrata, Washington can help you navigate the Federal Housing Administration loan process. These loans are popular in Grant County for first-time homebuyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions.
What Does a FHA Loan Specialist in Ephrata Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs like appraisal and title fees vary by property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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