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Compare fha loan specialists in Everett. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Everett, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 17 fha loan specialists in Everett, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
9505 19th Ave SE Suite 114 & 115, Everett, WA 98208
4259317050
Amy Trim | Loan Officer - Evergreen Home Loans
1205 Craftsman Way, Everett, WA 98201
4255019436
New American Funding - Rob Hallum
2733 Colby Ave, Everett, WA 98201
4253127613
American Pacific Mortgage Corporation (NMLS #1062505)
1000 SE Everett Mall Way #305, Everett, WA 98208
4259033888
Lisa Steffan, NMLS# 87746 - Mortgage Loan Officer
1000 SE Everett Mall Way #305, Everett, WA 98208
4254783711
Guild Mortgage - Michael Jefferson
2903a Hewitt Ave, Everett, WA 98201
4252387296
Guild Mortgage - Matt Price
2903a Hewitt Ave, Everett, WA 98201
4253308477
FHA loan specialists in Everett, Washington help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Snohomish County due to lower down payment requirements and flexible credit guidelines. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions.
What Does a FHA Loan Specialist in Everett Cost?
FHA loan specialist fees in Washington typically range from 1 to 2 percent of the loan amount for origination services. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.15 to 0.75 percent. Appraisal fees in Everett usually cost between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Everett Washington?
For 2025, the FHA loan limit for a single-family home in Snohomish County is $498,257. This amount can be higher for duplexes or larger properties. Limits are adjusted annually based on median home prices.
Do I need a specific down payment for an FHA loan in Washington?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you may need 10 percent down. Washington state offers down payment assistance programs for eligible buyers.
What closing costs can I expect with an FHA loan in Everett?
Typical closing costs range from 2 to 5 percent of the loan amount. This includes the upfront mortgage insurance premium of 1.75 percent of the base loan amount. Washington state also charges a real estate excise tax of 1.28 percent on the sale price.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.