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FHA Loan Specialists in Everett, WA

Compare fha loan specialists in Everett. Review contact information and insurance categorys before you decide.

17 agents listed
Updated June 2026
Everett, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 17 fha loan specialists in Everett, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dan Keller
2733 Colby Ave, Everett, WA 98201
(425) 350-7136 mymortgageguydan.com
C2 Financial - Everett - Independent Mortgage Brokers - NMLS #2008859
1721 Hewitt Ave Ste 612, Everett, WA 98201
(425) 298-3609 c2everett.com
Caliber Home Loans - Everett
2825 Colby Ave Suite #305, Everett, WA 98201
(425) 405-6001 caliberhomeloans.com
Guild Mortgage Company
2903a Hewitt Ave, Everett, WA 98201
(425) 610-3400 branches.guildmortgage.com
Dwell Mortgage
2817 Wetmore Ave, Everett, WA 98201
(800) 605-1626 dwellmtg.com
Guild Mortgage - Jason Gosser
2903a Hewitt Ave, Everett, WA 98201
(425) 330-1314 branches.guildmortgage.com
1st Security Bank Home Lending Office
2825 Colby Ave #205, Everett, WA 98201
(425) 263-8838 fsbwa.com
New American Funding - Everett, WA
2733 Colby Ave, Everett, WA 98201
(425) 202-6546 newamericanfunding.com
Humphrey Mortgage Team Powered by NEO Home Loans
1604 Hewitt Ave Suite 515, Everett, WA 98201
(425) 354-3302 humphreymortgageteam.com
Evergreen Home Loans Everett NMLS 1816812
1205 Craftsman Way Suite 103, Everett, WA 98201
(425) 367-0400 evergreenhomeloans.com
Tyler Beard at CrossCountry Mortgage
9505 19th Ave SE Suite 114 & 115, Everett, WA 98208
(425) 931-7050 tylerbeardteam.com
Amy Trim | Loan Officer - Evergreen Home Loans
1205 Craftsman Way, Everett, WA 98201
(425) 501-9436 evergreenhomeloans.com
New American Funding - Rob Hallum
2733 Colby Ave, Everett, WA 98201
(425) 312-7613 newamericanfunding.com
American Pacific Mortgage Corporation (NMLS #1062505)
1000 SE Everett Mall Way #305, Everett, WA 98208
(425) 903-3888 apmortgage.com
Lisa Steffan, NMLS# 87746 - Mortgage Loan Officer
1000 SE Everett Mall Way #305, Everett, WA 98208
(425) 478-3711 lisasteffan.com
Guild Mortgage - Michael Jefferson
2903a Hewitt Ave, Everett, WA 98201
(425) 238-7296 branches.guildmortgage.com
Guild Mortgage - Matt Price
2903a Hewitt Ave, Everett, WA 98201
(425) 330-8477 branches.guildmortgage.com

FHA loan specialists in Everett, Washington help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Snohomish County due to lower down payment requirements and flexible credit guidelines. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions.

What Does a FHA Loan Specialist in Everett Cost?

FHA loan specialist fees in Washington typically range from 1 to 2 percent of the loan amount for origination services. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums vary from 0.15 to 0.75 percent. Appraisal fees in Everett usually cost between $500 and $700. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Everett Washington?
For 2025, the FHA loan limit for a single-family home in Snohomish County is $498,257. This amount can be higher for duplexes or larger properties. Limits are adjusted annually based on median home prices.
Do I need a specific down payment for an FHA loan in Washington?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you may need 10 percent down. Washington state offers down payment assistance programs for eligible buyers.
What closing costs can I expect with an FHA loan in Everett?
Typical closing costs range from 2 to 5 percent of the loan amount. This includes the upfront mortgage insurance premium of 1.75 percent of the base loan amount. Washington state also charges a real estate excise tax of 1.28 percent on the sale price.

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