FHA Loan Specialists in Hoquiam, WA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.

Showing 3 fha loan specialists in Hoquiam, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Peak Credit Union

320 Ontario St, Hoquiam, WA 98550

(800) 258-3115 peakcu.org

Edward Jones - Financial Advisor: Josh Steele, CFP®

817 Simpson Ave, Hoquiam, WA 98550

(360) 533-8368 edwardjones.com

Charlee Paull-U.S. Bank Mortgage

727 Simpson Ave, Hoquiam, WA 98550

(360) 738-2606 mortgage.usbank.com

An FHA loan specialist in Hoquiam, Washington can help you navigate the Federal Housing Administration loan process. These loans are popular in coastal communities like Hoquiam due to lower down payment requirements. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions, ensuring qualified assistance for borrowers.

What Does a FHA Loan Specialist in Hoquiam Cost?

Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1 percent of the loan amount, and appraisal fees in Hoquiam average 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Hoquiam?

Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Washington may have overlays that require higher scores.

Are there income limits for FHA loans in Washington?

Yes, FHA loans have income limits that vary by county. In Grays Harbor County, the limit for a one-unit property is approximately 115 percent of the median income. These limits are updated annually by HUD.

What is the maximum loan amount for an FHA loan in Hoquiam?

For 2024, the FHA loan limit for a single-family home in Grays Harbor County is 498,257 dollars. Higher limits apply for multi-unit properties. These limits are set by HUD and can change each year.

FHA Loan Specialists in Other Washington Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Washington.

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