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Find FHA Loan Specialists Near You in Lake Tapps, WA

Directory of fha loan specialists in Lake Tapps, Washington. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Lake Tapps, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Lake Tapps, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MPH Enterprises, LLC dba Turn Two Mortgage 2226396
16515 45th St Ct E, Lake Tapps, WA 98391
2539511225
GFS Home Loans
Gold, 18006 28th St E, Lake Tapps, WA 98391
4255306543
Integrity Mortgage Solutions, LLC
18529 Driftwood Dr E, Lake Tapps, WA 98391
2538631019

FHA loan specialists in Lake Tapps, Washington help home buyers navigate FHA-insured mortgages. Washington State law requires all loan originators to hold a valid license from the Department of Financial Institutions. Specialists can guide you through FHA credit score minimums, down payment requirements, and local property appraisal rules.

What Does a FHA Loan Specialist in Lake Tapps Cost?

Typical costs for FHA loan specialist services in Washington include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal ($400 to $700) and credit report ($30 to $50). Upfront mortgage insurance premium is 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are FHA loan requirements in Washington?
FHA loans in Washington require a minimum credit score of 580 for 3.5% down payment. Borrowers must have a debt-to-income ratio below 43% and the property must meet FHA appraisal standards.
How long does FHA loan approval take in Lake Tapps?
FHA loan approval in Washington typically takes 30 to 45 days from application to closing. This timeline can vary based on appraisal scheduling and borrower documentation.
Are there Washington-specific FHA loan limits for Lake Tapps?
Yes. For 2024, the FHA loan limit for a single-family home in Pierce County, which includes Lake Tapps, is $498,257. Limits are adjusted annually by the Federal Housing Administration.