Find FHA Loan Specialists Near You in Liberty Lake, WA
Directory of fha loan specialists in Liberty Lake, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 4 fha loan specialists in Liberty Lake, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Liberty Lake Cost?
Typical costs for an FHA loan specialist in Washington include origination fees of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from $500 to $700. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Spokane County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Liberty Lake Washington?
For 2025, the FHA loan limit for a single-family home in Spokane County is $524,225. This amount applies to most areas in Liberty Lake. Higher limits may apply for duplexes or triplexes.
What credit score do I need for an FHA loan in Washington?
The minimum credit score for an FHA loan is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Washington lenders may have their own overlays above these minimums.
Are there Washington-specific requirements for FHA loans?
Washington requires a licensed mortgage loan originator to handle your FHA loan. The state also mandates a statutory warranty deed and title insurance. FHA loans in Washington require an upfront mortgage insurance premium of 1.75 percent of the loan amount.