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FHA Loan Specialists in Lynden, WA

Compare fha loan specialists in Lynden. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Lynden, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 7 fha loan specialists in Lynden, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Everyones Loan Company DBA Everyone's Processing Company
523 Front St #104, Lynden, WA 98264
(949) 620-3401 everyonesprocessing.com
Banner Bank
138 Birch Bay Lynden Rd, Lynden, WA 98264
(360) 354-8100 locations.bannerbank.com
Peoples Bank
418 Grover St, Lynden, WA 98264
(360) 354-4044 peoplesbank-wa.com
US Bank Mortgage
218 Front St, Lynden, WA 98264
(360) 354-5083 usbank.com
Janele Haan - Banner Bank VP Residential Loan Officer
138 Birch Bay Rd, Lynden, WA 98264
(360) 224-5880 loanofficers.bannerbank.com
Edge Home Finance LLC
505 Front St #210, Lynden, WA 98264
(360) 815-1768 edgehomefinance.com
Whitney Tjoelker
418 Grover St, Lynden, WA 98264
(360) 650-5362 peoplesbank-wa.com

FHA loan specialists in Lynden, Washington help homebuyers access government-insured mortgages with low down payments. Washington state law requires all loan originators to be licensed through the Department of Financial Institutions. Lynden residents often use FHA loans for single-family homes in Whatcom County.

What Does a FHA Loan Specialist in Lynden Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs generally range from 2% to 5% of the purchase price. Lender fees vary by company. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Lynden do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and closing. They ensure your loan meets Washington state and federal FHA requirements.
What are the FHA loan limits for Lynden Washington?
For 2024, the FHA loan limit for a single-family home in Whatcom County is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to Lynden.
Do I need a special license to be an FHA loan specialist in Washington?
Yes, all loan originators in Washington must hold a state license through the Nationwide Multistate Licensing System. This includes completing pre-licensing education and a background check.

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