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Find FHA Loan Specialists Near You in Mill Creek, WA

Looking for a fha loan specialist in Mill Creek? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Mill Creek, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 fha loan specialists in Mill Creek, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
16300 Mill Creek Blvd, Mill Creek, WA 98012
4258704663
Northshore Capital Funding
15712 Mill Creek Blvd #7, Mill Creek, WA 98012
4257723341
Daniel Martin, Preferred Home Loans
16300 Mill Creek Blvd UNIT 108, Mill Creek, WA 98012
4255828918
On Q Home Loans | Mill Creek
15603 Main St Ste 107, Mill Creek, WA 98012
4803056233
Home Right Lending
16300 Mill Creek Blvd #204, Mill Creek, WA 98012
2064536155
Rob Fischer
15021 Main St Suite C, Mill Creek, WA 98012
4254461584
Forest Park Mortgage Co.
15720 Main St ste 242, Mill Creek, WA 98012
2063652400
CMG Home Loans
15021 Main St Suite C, Mill Creek, WA 98012
2062645063
Gail Bean
15021 Main St Suite C, Mill Creek, WA 98012
2063690404
Tami Greene
15021 Main St Suite C, Mill Creek, WA 98012
2065799767

An FHA loan specialist in Mill Creek, Washington helps homebuyers navigate FHA insured loans, which are popular for first time buyers and those with lower credit scores. Washington State law requires FHA loans to meet specific underwriting standards set by the Department of Housing and Urban Development. Mill Creek residents benefit from local specialists who understand Snohomish County property values and closing procedures.

What Does a FHA Loan Specialist in Mill Creek Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Origination fees from the lender range from 0.5% to 1.5% of the loan amount. Appraisal fees in Mill Creek average $500 to $700. Closing costs total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Mill Creek do?
An FHA loan specialist guides you through the FHA loan process, including pre approval, documentation, and closing. They ensure your loan meets HUD requirements and Washington State mortgage regulations. They also help you understand local property tax and insurance requirements.
What are the FHA loan limits for Mill Creek Washington?
FHA loan limits for Snohomish County in 2025 are set by HUD and vary by property type. For a single family home, the limit is typically around $1,089,300 for high cost areas like Mill Creek. Your specialist can confirm the exact limit based on current HUD guidelines.