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FHA Loan Specialists in Mount Vernon, WA

Compare fha loan specialists in Mount Vernon. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Mount Vernon, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 14 fha loan specialists in Mount Vernon, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Emily Griffin
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Dean Hayes Team @ Rocket Mortgage
720 Main St Suite 204, Mount Vernon, WA 98273
3608591629
Evergreen Home Loans Mount Vernon NMLS 2471753
1615 Buck Way Ste B, Mount Vernon, WA 98273
3602304610
Brandon Williams
2204 Riverside Dr Suites 100, Mount Vernon, WA 98273
3604882007
David Ell
2204 Riverside Dr #100, Mount Vernon, WA 98273
3609417694
Lendmark Financial Services LLC
1616 N 18th St UNIT 120, Mount Vernon, WA 98273
3604247081
Theresa Sundance
2204 Riverside Dr #100, Mount Vernon, WA 98273
3604202392
Guild Mortgage Company
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Xpert Home Lending - Sabrina Linman
14601 Avon Allen Rd, Mount Vernon, WA 98273
3602233446
CMG Home Loans
2204 Riverside Dr #100, Mount Vernon, WA 98273
4257501278
Shelly Varner
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
New American Funding - Mount Vernon
422 N 4th St, Mount Vernon, WA 98273
3602233446
Umpqua Bank: Susie DeVries
1615 Buck Way, Mount Vernon, WA 98273
3602302246
Chase Home Lending
620 E College Way, Mount Vernon, WA 98273
9253608002

FHA loan specialists in Mount Vernon, Washington help homebuyers and homeowners navigate FHA-insured mortgages. These loans are popular in Skagit County due to lower down payment requirements and flexible credit guidelines. Washington state law requires all loan originators to be licensed through the Department of Financial Institutions, ensuring professional standards.

What Does a FHA Loan Specialist in Mount Vernon Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Lender origination fees usually range from 0.5% to 1.5% of the loan. Third-party costs like appraisal and title fees add $1,500 to $3,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Mount Vernon do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as minimum credit scores and debt-to-income ratios, and can assist with Washington-specific property conditions.
What are the FHA loan limits for Mount Vernon Washington?
For 2024, the FHA loan limit for a single-family home in Skagit County is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to be an FHA loan specialist in Washington?
Yes. In Washington, all mortgage loan originators must hold a state license through the Department of Financial Institutions. They must also complete continuing education and pass a background check.