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Find FHA Loan Specialists Near You in Mountlake Terrace, WA
Looking for a fha loan specialist in Mountlake Terrace? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 fha loan specialists in Mountlake Terrace, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Security Bank Home Lending Office
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
8006830973
Caliber Home Loans - Mountlake Terrace
6100 219th St SW #545, Mountlake Terrace, WA 98043
4255992600
Enrico Di Salvo at 1st Security Bank | NMLS #113132
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2067184776
Holly Gaal l Fairway Independent Mortgage
5800 236th St SW, Mountlake Terrace, WA 98043
2063992982
Kara Poysky Home Loans
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2066500770
Alycia Edmonds | NMLS #487507 | 1st Security Bank
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2063720852
An FHA loan specialist in Mountlake Terrace, Washington can help you navigate the process of obtaining a Federal Housing Administration insured loan. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Mountlake Terrace buyers often use FHA loans for their lower down payment options and flexible credit requirements.
What Does a FHA Loan Specialist in Mountlake Terrace Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Mountlake Terrace generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Mountlake Terrace?
An FHA loan specialist guides you through the FHA loan application process, including pre approval, documentation, and closing. They help ensure your loan meets FHA guidelines and Washington state regulations.
What are the FHA loan limits for Mountlake Terrace in 2025?
For 2025, the FHA loan limit for a single family home in Snohomish County, which includes Mountlake Terrace, is $498,257 for low cost areas. Higher limits apply for multi unit properties.
Do I need a special license to offer FHA loans in Washington?
Yes, all mortgage loan originators in Washington must hold a valid license through the NMLS and complete continuing education. The Washington Department of Financial Institutions regulates these licenses.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.