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Showing 2 fha loan specialists in North Bend, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Nevelle Team - Home Mortgage Services
103 Main Ave S Suite 206, North Bend, WA 98045
2064840777
Cascade Valley Mortgage
1151 Hemlock Ave SW, North Bend, WA 98045
4253963130
What Does a FHA Loan Specialist in North Bend Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price. For a $500,000 home, this could be $10,000 to $25,000. Costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in North Bend?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and submit a complete application. They also explain Washington state specific rules like the excise tax on property transfers.
Are there income limits for FHA loans in Washington?
Yes, FHA loans have county-specific loan limits. For King County in 2024, the FHA loan limit for a single-family home is $1,149,825. Your specialist can confirm the current limits for North Bend.
What documents do I need for an FHA loan in Washington?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Washington law also requires lenders to provide a Loan Estimate within three business days of your application.