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Compare FHA Loan Specialists in Port Orchard, WA

Compare fha loan specialists in Port Orchard. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Port Orchard, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 fha loan specialists in Port Orchard, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Donna Miller, Movement Mortgage NMLS 93854
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3608740451
Riley Chase -Movement Mortgage NMLS#405718
2465 Bethel Ave Suite 201, Port Orchard, WA 98366
3607102089
Movement Mortgage: Chris Garcia
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3606493742
Barbara Masters
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
3606212644

An FHA loan specialist in Port Orchard Washington can guide you through the FHA loan process. Washington state has specific property standards and loan limits that vary by county. Kitsap County FHA loan limits for 2024 are set by HUD and apply to Port Orchard homes.

What Does a FHA Loan Specialist in Port Orchard Cost?

Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Washington generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Port Orchard?
An FHA loan specialist helps borrowers understand FHA loan requirements and complete applications. They assist with credit score minimums of 580 for 3.5 percent down payments. They also explain Washington specific rules for condos and manufactured homes.
What are the FHA loan limits for Port Orchard Washington?
For 2024 the FHA loan limit for a single family home in Kitsap County is $498,257. Higher limits apply for duplexes triplexes and fourplexes. These limits are set by HUD and may change each year.
How long does the FHA loan process take in Washington?
The typical FHA loan process in Washington takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Washington law does not set a specific timeline for loan processing.