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Directory of fha loan specialists in Poulsbo, Washington. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Poulsbo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 fha loan specialists in Poulsbo, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Poulsbo NMLS 1138139
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3606973444
New American Funding - Poulsbo, WA
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Nick Jeatran - New American Funding
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
3608015870
Stacey Urner | New American Funding Loan Officer
19735 10th Ave NE Ste. 203, Poulsbo, WA 98370
2535149185
The Mason Group Loans
19089 Jensen Way NE, Poulsbo, WA 98370
3607317979
New American Funding - Sunshine Golden
19735 10th Ave NE Ste. N203, Poulsbo, WA 98370
3604344808
Tracy Bell at Priority Home Lending, LLC NMLS# 1092025
19723 10th Ave NE Suite 200, Poulsbo, WA 98370
3607191805
George Hanson Evergreen Home Loans Sr Mortgage Consultant NMLS #109103
19255 Powder Hill Pl NE Suite 100, Poulsbo, WA 98370
3609303377
FHA loan specialists in Poulsbo Washington help buyers qualify for government backed mortgages with lower down payments. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Poulsbo residents often use FHA loans to purchase homes in Kitsap County where median home prices exceed local income averages.
What Does a FHA Loan Specialist in Poulsbo Cost?
FHA loan costs in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs typically range from 3000 to 6000 dollars for a median priced home in Poulsbo. Lender fees origination charges and third party costs such as appraisal and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Poulsbo do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They guide you through credit requirements, debt to income ratios, and property eligibility. In Washington, specialists must follow state regulations on loan disclosures and borrower protections.
What are the FHA loan limits for Poulsbo Washington?
For 2025, FHA loan limits in Kitsap County are 498257 dollars for a single family home. Higher limits apply for duplexes triplexes and fourplex properties. Your specialist can confirm the exact limit based on current HUD guidelines.
How long does an FHA loan process take in Washington?
The typical FHA loan process takes 30 to 45 days from application to closing. Washington law requires a three day right of rescission for refinances but not for purchase loans. Delays can occur if appraisals or underwriting require additional documentation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.