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Directory of fha loan specialists in Prosser, Washington. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Prosser, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 fha loan specialists in Prosser, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cameron Lee - Edge Home Finance - Prosser
1123 Meade Ave, Prosser, WA 99350
2067159928
Edwin Esquivel
1223 Sheridan Ave, Prosser, WA 99350
5094809654
Star Sanchez
1223 Sheridan Ave Suite C, Prosser, WA 99350
5097955186
loanDepot
611 6th St B, Prosser, WA 99350
5097781394
Cristian Enriquez at CrossCountry Mortgage
1223 Sheridan Ave # A, Prosser, WA 99350
5097811846
FHA loan specialists in Prosser, Washington help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Prosser residents benefit from FHA loans that can be used for single-family homes, condos, and manufactured homes in the Yakima Valley area.
What Does a FHA Loan Specialist in Prosser Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance depending on loan term and down payment. Closing costs in Washington average 2 to 5 percent of the purchase price. Loan origination fees vary by lender but typically range from 0.5 to 1 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Prosser Washington?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers with credit scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be the borrowers primary residence.
How do I find an FHA loan specialist in Prosser?
You can search the Nationwide Mortgage Licensing System database for licensed mortgage loan originators in Prosser. Washington requires all loan officers to hold a valid license and complete continuing education. Local banks and credit unions in Prosser may also offer FHA loan products.
What is the FHA loan limit for Prosser Washington?
For 2024, the FHA loan limit for a single-family home in Benton County, which includes Prosser, is $498,257 for low-cost areas. Higher limits apply for multi-unit properties. These limits are set annually by the Federal Housing Administration and may change.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.