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Find FHA Loan Specialists Near You in Richland, WA
Compare fha loan specialists in Richland. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Richland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 fha loan specialists in Richland, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Tri-Cities WA
114 Columbia Point Dr Ste A, Richland, WA 99352
5094207662
TINO MARTINEZ - PrimeLending, A PlainsCapital Company
114 Columbia Point Dr Ste A, Richland, WA 99352
5094928792
Tom Coyne - Columbia Bank - Tri Cities Home Lending - Mortgage Loan Officer - Home Loan Officer
139 Gage Blvd, Richland, WA 99352
5097837300
Jowed Hadeed - The Good Lender - Mortgage Loan Officer
139 Gage Blvd, Richland, WA 99352
5098517967
Tony Hanson NMLS: 404834
114 Columbia Point Dr Ste A, Richland, WA 99352
5095217821
Loan Factory, Inc Richland WA branch Daniel Lacic Loan Officer
603 Knight St C-3, Richland, WA 99352
5095915517
Land Home Financial Services - Richland, WA
1212 Columbia Park Trail, Richland, WA 99352
5096191005
Premier Mortgage Resources - PMR
1060 Jadwin Ave, Richland, WA 99352
5093161826
Richland, Washington homebuyers can benefit from FHA loans, which are insured by the Federal Housing Administration and offer lower down payment options. These loans are popular in the Tri-Cities area due to their flexible credit requirements. A local FHA loan specialist can guide you through Washington-specific rules, such as state property tax exemptions for disabled veterans or seniors.
What Does a FHA Loan Specialist in Richland Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on the loan term and down payment. Closing costs in Richland usually range from 2% to 5% of the purchase price, including lender fees, title insurance, and recording fees. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Richland, Washington in 2025?
For 2025, the FHA loan limit for a single-family home in Benton County, which includes Richland, is $498,257 for a standard loan. Higher limits apply for multi-unit properties. These limits are set by HUD and may change annually.
What documents do I need to apply for an FHA loan in Washington?
You will need pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of employment. Washington also requires a signed purchase and sale agreement and a valid government-issued ID.
Are there any Washington-specific FHA loan requirements?
Washington does not have state-specific FHA loan requirements beyond federal guidelines. However, Washington law requires a home inspection for certain properties, and FHA loans require an appraisal by a HUD-approved appraiser. The state also has a first-time homebuyer program that may pair with FHA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.