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Compare FHA Loan Specialists in Shoreline, WA

Browse fha loan specialists serving Shoreline, Washington. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Shoreline, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 fha loan specialists in Shoreline, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage
14708 15th Ave NE Suit A, Shoreline, WA 98155
4258738804
American Pacific Mortgage dba MY Miracle Mortgage | Endanchy Fikremariam | NMLS# 2401341/1850
14708 15th Ave NE Suit A, Shoreline, WA 98155
2068415915

FHA loan specialists in Shoreline, Washington help buyers and homeowners navigate FHA-insured mortgages. These loans are popular in the Seattle metro area due to lower down payment requirements and flexible credit standards. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions, ensuring specialists meet strict professional standards.

What Does a FHA Loan Specialist in Shoreline Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Origination fees range from 0.5% to 1.5% of the loan amount. Closing costs in Shoreline average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Shoreline?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They help determine eligibility based on FHA guidelines and Washington state lending laws.
What are the FHA loan limits for Shoreline Washington?
For 2025, the FHA loan limit for a single-family home in King County, including Shoreline, is $1,209,750. This higher limit reflects the high-cost area designation for the Seattle-Bellevue region.
How do I choose an FHA loan specialist in Shoreline?
Look for a licensed mortgage loan originator registered with the Washington Department of Financial Institutions. Check their experience with FHA loans and read client reviews. You can verify licenses through the NMLS Consumer Access database.