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Looking for a fha loan specialist in Spokane Valley? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 10 fha loan specialists in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hunter Zier - Canopy Mortgage
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5098637008
Bo Chalich - Home Loans
17018 E Sprague Ave Ste 104, Spokane Valley, WA 99037
5097101812
David Kelly | Lesser Lending Group
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5097498587
Evergreen Home Loans Spokane NMLS 1748276
2818 N Sullivan Rd Ste.100-1021, Spokane Valley, WA 99216
5092099873
Shawn Lloyd - Mortgage Professional
2818 N Sullivan Rd Suite 100, Office 56, Spokane Valley, WA 99216
5099930856
Julia Hansen - CMG Home Loans
2818 N Sullivan Rd Ste 100-1081, Spokane Valley, WA 99216
5097172103
Brad Patshkowski at HHL Group (NMLS #71298)
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5092303765
Tim Windhorst at HHL Group - NMLS 51277
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5095993095
Tracy Windhorst- Mortgage Advisor NMLS 487563
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5095993101
Mortgage Warehouse
13617 E 14th Ct, Spokane Valley, WA 99216
5098929014
An FHA loan specialist in Spokane Valley, Washington helps borrowers secure loans insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring professional standards.
What Does a FHA Loan Specialist in Spokane Valley Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Spokane Valley generally total 2 to 5 percent of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Spokane Valley?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment options, and property eligibility rules specific to Washington state.
What are the credit score requirements for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Washington lenders may have additional overlays beyond FHA minimums.
Are there Washington-specific rules for FHA loans?
Yes, Washington has specific laws regarding mortgage disclosures and escrow procedures. The state also requires a signed loan estimate within three business days of application. Local property tax rates and insurance costs in Spokane Valley can affect your total monthly payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.