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Compare FHA Loan Specialists in Sumner, WA

Compare fha loan specialists in Sumner. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Sumner, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 fha loan specialists in Sumner, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Quinney, CMG Financial Lender Sumner Mortgage Broker
808 Traffic Ave #201, Sumner, WA 98390
2532593963
Guild Mortgage - Rebecca Landro
921 Kincaid Ave, Sumner, WA 98390
2537407174
Guild Mortgage - Deandre Coulter
921 Kincaid Ave, Sumner, WA 98390
2063901216
Perfect Fit Loans Mortgage Brokers in United States
1230 Fryar Ave Suit B, Sumner, WA 98390
2533524622
Austin Spanier - Loan Officer Revolution Mortgage
15306 Main St E Suite B, Office 6, Sumner, WA 98390
2535089083
Chris Palachuk - CMG Home Loans Mortgage Loan Officer NMLS# 2306640
808 Traffic Ave Suite 101, Sumner, WA 98390
5099105484

An FHA loan specialist in Sumner Washington can guide you through the process of obtaining a government-backed mortgage. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Working with a local specialist familiar with Pierce County property values and FHA loan limits can streamline your home purchase or refinance.

What Does a FHA Loan Specialist in Sumner Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.45% to 1.05%. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Appraisal fees in Pierce County average $500 to $700. Credit report fees are around $30 to $50. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Sumner do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including minimum credit scores and down payment rules. They assist with pre-approval, document preparation, and connecting you with FHA-approved lenders in the Sumner area.
What are the FHA loan limits for Sumner Washington?
For 2024, the FHA loan limit for a single-family home in Pierce County including Sumner is $552,000. Higher limits apply for duplexes and larger properties. A local specialist can confirm current limits for your specific situation.
Do I need a special license to be an FHA loan specialist in Washington?
Yes. In Washington, all mortgage loan originators must hold a valid license from the Department of Financial Institutions under RCW 19.146. This includes completing pre-licensing education and passing a national exam.