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FHA Loan Specialists in Woodinville, WA

Looking for a fha loan specialist in Woodinville? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Woodinville, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 fha loan specialists in Woodinville, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
15620 NE Woodinville Duvall Pl #4, Woodinville, WA 98072
4254122703
Echelon Financial LLC (NMLS 2404823)
19622 NE 125th Ct, Woodinville, WA 98077
4258894525

An FHA loan specialist in Woodinville Washington helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all loan originators to be licensed through the Department of Financial Institutions. Woodinville residents often use FHA loans for homes in King County where median prices exceed the national average.

What Does a FHA Loan Specialist in Woodinville Cost?

Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in King County range from 2 to 5 percent of the purchase price. Specialist fees may include an origination fee of up to 1 percent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Woodinville Washington?
For 2025 the FHA loan limit for a single family home in King County Washington is $1,149,825. This high limit reflects the area's elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may have higher requirements.