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Looking for a fha loan specialist in Yakima? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Yakima, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 fha loan specialists in Yakima, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
3601 W Washington Ave Suite 160, Yakima, WA 98903
5097312997
Caliber Home Loans
1415 Lakeside Ct, Yakima, WA 98902
5093178400
Summer Pineda
3907 Creekside Loop Suite 140, Yakima, WA 98902
5095946828
Cornerstone Home Lending
3601 W Washington Ave Suite 120, Yakima, WA 98903
5092482212
Guild Mortgage - Ashley Cortez
1410 Lakeside Ct Suite 101, Yakima, WA 98902
5097312997
Q Home Loans- Ty Beaudry
301 S 72nd Ave Suite 105, Yakima, WA 98908
5099306549
Tony Andrews Mortgage Professional
1215 S 40th Ave, Yakima, WA 98908
5094240459
New American Funding - Angie Giussi
1415 Lakeside Ct suite 100, Yakima, WA 98902
5095177584
Pedro Garcia
3907 Creekside Loop Suite 140, Yakima, WA 98902
5099615797
Rodney Pinon
3907 Creekside Loop Suite 140, Yakima, WA 98902
5099520119
Mark Manthei at CrossCountry Mortgage
3919 Creekside Loop, Yakima, WA 98902
8777731226
Brandon Truhler at CrossCountry Mortgage
3919 Creekside Loop, Yakima, WA 98902
5094576552
American Pacific Mortgage-Yakima, WA
6 S 2nd St #205, Yakima, WA 98901
5098335086
Ricardo Gonzalez - Residential Loan Officer
502 W Yakima Ave, Yakima, WA 98902
5099100594
Michael Dubrule, Finance of America Mortgage LLC
4001 Summitview Ave Suite 8, Yakima, WA 98908
5098955647
Katrina Henkle - All Square Mortgage
1115 W Lincoln Ave STE 101, Yakima, WA 98902
5099105800
Carmel Perez at CrossCountry Mortgage
3919 Creekside Loop, Yakima, WA 98902
8777731226
NorthWest Home Loans
102 S 5th Ave, Yakima, WA 98902
5095711004
Q Home Loans- Erik Ramirez
301 S 72nd Ave Suite 105, Yakima, WA 98908
5099418158
Jose Zuniga
3907 Creekside Loop Suite 140, Yakima, WA 98902
5093053259
An FHA loan specialist in Yakima, Washington helps borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Yakima residents can benefit from local specialists who understand the regional housing market and specific property appraisal guidelines for central Washington.
What Does a FHA Loan Specialist in Yakima Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55% to 0.85% depending on loan term and loan-to-value ratio. Closing costs in Yakima generally range from 2% to 5% of the purchase price, including appraisal fees (around $500 to $700), title insurance, and lender origination fees. Some costs may be negotiable or paid by the seller. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Yakima County in 2025?
For 2025, the FHA loan limit for a single-family home in Yakima County is $498,257. This limit applies to most areas and may be higher for duplexes or triplexes. Limits are set annually by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in Washington?
The minimum credit score for an FHA loan is 580 with a 3.5% down payment. Borrowers with a score between 500 and 579 may qualify with a 10% down payment. Washington lenders may have their own overlays requiring higher scores.
How long does FHA loan processing take in Yakima?
Typical FHA loan processing in Yakima takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Washington law requires a three-day right of rescission for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.