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Find FHA Loan Specialists Near You in Charles Town, WV
Browse fha loan specialists serving Charles Town, West Virginia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Charles Town, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 fha loan specialists in Charles Town, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessy Printz - Printz Mortgage Team
302 N Mildred St Ste 203, Charles Town, WV 25414
5403037785
Capital First Mortgage, LLC - Ashley Burch
200 S George St., Charles Town, WV 25414
3049526554
FHA loan specialists in Charles Town, West Virginia help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand the unique housing market in Jefferson County and can guide you through FHA loan limits specific to the Charles Town area.
What Does a FHA Loan Specialist in Charles Town Cost?
FHA loan specialist fees in West Virginia typically range from 1% to 2% of the loan amount, though some specialists charge a flat fee between $500 and $1,500. You will also pay an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and annual mortgage insurance premiums (MIP) of 0.55% to 0.85%. Closing costs in Jefferson County average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Charles Town, West Virginia?
For 2025, the FHA loan limit for a single-family home in Jefferson County, including Charles Town, is $498,257. This amount is higher than the standard limit due to the area being part of the Washington-Arlington-Alexandria metropolitan statistical area.
Do I need a special license to work with an FHA loan specialist in West Virginia?
Yes, all mortgage loan originators in West Virginia must hold a valid license through the NMLS. You can verify a specialist license by searching the NMLS Consumer Access database before starting the application process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.